Version 1.0 · Effective {{EFFECTIVE_DATE}} · Permanent address: https://{{DOMAIN}}/terms-en · This is a courtesy translation of the Russian version, which is legally controlling in case of any discrepancy.
1.1. These Terms of Service (the “Terms”) are an offer by {{COMPANY_REQUISITES}} (the “Owner”) to any individual (the “User”) within the meaning of Art. 437(2) of the Russian Civil Code, and govern the use of the “Cashback” mobile application and the {{DOMAIN}} website (together, the “Service”).
1.2. Installing the App and starting to use it constitutes full and unconditional acceptance of these Terms. If you disagree with any provision, stop using the Service and delete the App.
1.3. By using the Service you confirm you have the requisite legal capacity. Users aged 14–18 use the Service with the consent of their legal representatives; the Service is not intended for children under 14.
1.4. Personal data processing is governed by the Privacy Policy, which forms an integral part of these Terms.
2.1. The Owner grants the User a simple (non-exclusive), royalty-free, worldwide license to use the App for its intended purpose on devices owned by the User (Art. 1286 of the Civil Code).
2.2. You may not: decompile, modify or create derivative works (except as expressly permitted by law); distribute, sublicense or rent the App; remove or alter proprietary notices.
3.1. The Service is informational: it helps choose which of the User's bank cards is more beneficial for a purchase at a specific place, based on cashback data entered by the User and data about nearby businesses.
3.2. The Owner is not a bank, microfinance, payment or other financial organization; provides no financial, banking or payment services; performs no operations with the User's funds; and is not an agent, partner or representative of, or affiliated with, any bank. Bank trademarks, names and logos belong to their owners and are mentioned solely to identify the User's cards.
3.3. Cashback information is derived from data entered by the User (including on-device screenshot recognition), user map contributions, and open sources. It may be incomplete, inaccurate or outdated. Cashback terms are determined solely by the User's bank; verify them in your banking app before purchasing.
3.4. The Owner does not guarantee any cashback and is not liable for decisions made based on the Service, or for cashback not credited by a bank — to the maximum extent permitted by applicable law. Nothing in these Terms limits rights granted to consumers by mandatory provisions of Russian law.
4.1. An anonymous device-bound profile is created automatically on first launch. Registration (attaching a phone number, e-mail, Telegram account or another available identifier) is optional and typically used to transfer data to another device.
4.2. Do not give third parties access to your account; you bear the risk of consequences of such access. Report loss of control over the account to {{SUPPORT_EMAIL}}.
4.3. You may delete your account at any time in the App (“More” → “Delete account”). Consequences are described in section 8 of the Privacy Policy: immediate deactivation, irreversible destruction of data within 30 days, map contributions kept anonymized.
5.1. Users may add and correct information about publicly accessible businesses: coordinates, names, categories (the “Content”).
5.2. By submitting Content, the User grants the Owner a simple (non-exclusive), royalty-free, worldwide license for the whole term of the exclusive rights to use the Content in any lawful way within and for the development of the Service — including storage, reproduction, adaptation, public display and communication to the public — with the right to sublicense. The license survives account deletion with respect to anonymized Content not linked to the User's identity.
5.3. The User warrants that submitted Content is accurate to the best of their knowledge and violates no third-party rights or applicable law.
5.4. The Owner may moderate, modify, reject or remove Content at its discretion, including based on edits by other users and moderators.
You may not: submit knowingly false or misleading data; interfere with the Service or bypass its technical restrictions and protections; scrape data without the Owner's written permission; use the Service unlawfully; impersonate others. The Owner may restrict or terminate access of a violating User.
The App, the website, their elements, databases, design and code (except user Content and third-party materials) belong to the Owner. These Terms transfer no exclusive rights to the User.
8.1. The Service is provided free of charge, “as is” and “as available”, to the extent permitted by applicable law. The Owner strives for uninterrupted operation but does not guarantee the absence of interruptions caused by technical, maintenance or other reasons.
8.2. The Owner may change the Service's functionality, or suspend or discontinue it in whole or in part. Users will be notified of discontinuation in advance via the App and/or the website, with the opportunity to delete their accounts.
9.1. The Owner is not liable for: inability to use the Service for reasons beyond the Owner's control (devices, operating systems, networks, third-party services); banks' actions, including changes to cashback terms; losses caused by inaccurate data provided by the User.
9.2. The Owner's aggregate liability is limited to the extent permitted by mandatory provisions of Russian law. The limitations do not apply where such limitation is not permitted by law.
10.1. These Terms are governed by the laws of the Russian Federation.
10.2. Before going to court, send a claim to {{SUPPORT_EMAIL}}; the response term is 10 business days. Unresolved disputes are settled under Russian law; consumer-protection jurisdiction rules remain unaffected.
The Owner may amend these Terms. The new version is published at https://{{DOMAIN}}/terms-en with its effective date; material changes are additionally announced in the App. Continued use after the effective date constitutes acceptance; if you disagree, stop using the Service and delete your account.
Invalidity of any provision does not affect the validity of the remaining provisions. The Owner's failure to act on a breach does not waive its right to act later.
{{COMPANY_REQUISITES}}
E-mail: {{SUPPORT_EMAIL}}